Best Loan & Credit Options in India (2025) – Updated with Official Sources
Personal loans remain one of the most popular credit products in India. They are quick, collateral-free, and ideal for medical emergencies, home renovations, weddings, or education expenses. Top Banks & NBFCs (2025): Bank / NBFC Interest Rate (p.a.)* Loan Amount Processing Fee HDFC Bank 10.75% – 21% ₹50,000 – ₹40 Lakh ₹1,999 – ₹4,999 (official: … Read more