Finding quick funds for emergencies like medical bills, weddings, school fees, or home repairs can be stressful. But with Mobikwik Personal Loan 2025, you can now apply for a loan online and get instant approval within minutes.
Mobikwik offers personal loans ranging from ₹50,000 to ₹2 lakh, with a flexible repayment period and minimal documentation. If you are a registered Mobikwik user, this could be one of the fastest ways to access funds directly in your bank account.
Key Features of Mobikwik Personal Loan 2025
- Loan Amount: ₹50,000 to ₹2,00,000
- Interest Rate: Starting from 9% up to 35.99% per annum
- Repayment Tenure: 3 months to 24 months
- Eligibility: Available for Mobikwik users who meet criteria
- Processing Fee: Applicable as per bank/NBFC partner charges
Eligibility Criteria for Mobikwik Personal Loan
To apply for a Mobikwik personal loan, you must fulfill these conditions:
- Must be an Indian citizen aged 21 to 60 years.
- Must be a registered Mobikwik user with a valid mobile number.
- Should have a good CIBIL/credit score for approval.
- Must not have a history of loan defaults.
Documents Required
Keep the following documents ready before applying:
- Aadhaar Card (as identity proof)
- PAN Card
- Active bank account details
- Registered Mobikwik mobile number & Email ID
Step-by-Step Process to Apply Online
- Download the Mobikwik App
Visit the Google Play Store or Apple App Store and install the Mobikwik app. - Login with Mobile Number
Enter your 10-digit number, request an OTP, and log in securely. - Go to Loan Section
From the dashboard, navigate to the “Personal Loan” option. - Fill the Loan Application Form
Provide required personal, financial, and KYC details. - Select Loan Amount & EMI Plan
Choose the loan amount (₹50,000–₹2 lakh) and set a suitable EMI tenure (3 to 24 months). - Submit Application
Review details and submit your request for verification. - Loan Disbursement
Once approved, the loan amount is directly credited to your bank account.
Interest Rates & Repayment Options
- Interest Rate: Ranges from 9% to 35.99% p.a.
- Tenure: 3 to 24 months, depending on loan amount and eligibility.
- Repayment: Flexible EMIs with auto-debit facility for convenience.
Why Choose Mobikwik for Personal Loans?
- Quick, paperless application process.
- Minimal documentation required.
- Instant approval and fast disbursal.
- Flexible EMI repayment options.
- Competitive interest rates compared to traditional banks.
Conclusion
The Mobikwik Personal Loan 2025 is a simple, fast, and reliable way to arrange funds for your personal needs. With loan amounts up to ₹2 lakh, competitive interest rates, and an entirely digital process, it provides a convenient solution for short-term financial requirements.
If you meet the eligibility criteria, you can apply directly through the Mobikwik app and get funds credited to your account in no time.
Disclaimer
This article is for educational and informational purposes only. Loan approval, interest rates, and eligibility are subject to Mobikwik’s policies, partnering NBFCs, and your credit profile (CIBIL score, repayment history, etc.). Please read all terms and conditions carefully before applying. We do not provide loans directly. Users should apply only through the official Mobikwik platform.